Are you looking to prequalify, purchase or refinance? (Non Reverse Mortgage Info)

Interest rates are better than ever for the first time home buyer! If you're looking to buy a home, get prequalified. If you are a current homeowner and want to refinance to a lower interest rate or a shorter term, now is the time! Let an experienced loan officer help you find the right program for your needs!

Whatever your age, you can save time and energy by having an experienced loan officer shop for the best rate through various lenders. The advantage? Rather than applying to different banks by yourself and having your credit run and re-run again, your credit will be run once, and you will be advised regarding what you qualify for. If you are a first time home buyer a pre-qualification letter for your realtor to present to the seller will offer you an advantage.

Remember: You can speak with the biggest and best lenders, but it's important to find someone who has a desire to help you achieve your goals. An experienced loan officer has the expertise to review several mortgage programs and get you the best rate possible. Your prime objective should be finding a professional that can get the job done and who is also easy to work with. If your credit has been tainted there might be a perfect program for you.

Right now FHA loans are working well for borrowers along with other loan programs.

Mortgage lenders base approval on varying factors:
• your credit history and rating • your payment history: How do you pay your bills, late or on time?
• Who has inquired about your credit, and how many times? • What are your credit card balances? Are they 35-40% of your credit limit? If your credit cards are close to or at the maxmum your credit score will be affected. Click below to have a loan officer contact you to go over your options. You will be contacted by an experienced loan officer, someone who is willing to help and knows the mortgage industry.
Click here - helpful information on buying a home.

Whether you are looking to refinance or purchase, we will provide expert customer service and expertise.

 • Free Mortgage Information, call 1-888-843-9797